Medicare Part B premiums are income-based. Please select your income tier. (Use your income from your {{policy_year-2}} taxes.)
Select a plan to compare to your best option.
You can switch plans from until March 31st. Let's see if there's a better option for you.
You can change plans midyear only under special circumstances like moving to a different zip code.
Let's review your current coverage and see if there is a better plan available for you. Keep in mind that open enrollment for Medicare ends December 7th.
Open enrollment has ended for this year but you can switch plans from January 1st to March 31st. Let's see if there's a better option for you.
When does (or did) the Medicare recipient turn 65?
Great! Let's start with the basics.
Congrats!!
You'll be eligible for Medicare in {{enroll_status.days_to}} days.
You may continue to look at hypothetical plan options for you, but you won't be able to enroll yet.
If you enroll today, you'll begin coverage on your birthday. You should enroll in the next {{enroll_status.days_to}} days to avoid additional delays.
If you enroll today, you'll begin coverage in one month. You should enroll in the next {{enroll_status.days_to}} days to avoid additional delays.
If you enroll today, you'll begin coverage in two months. You should enroll in the next {{enroll_status.days_to}} days to avoid additional delays.
At this point, your coverage will begin three months after enrolling.
You must signup in the next {{enroll_status.days_left}} days to avoid a penalty.
You're past your initial signup period, but you can still enroll. You may have to pay a 10% penalty on your premium for {{enroll_status.months}} months.
Note: If you qualify for early medicare eligibility (transitioning from Medicaid, etc.), we're not currently equipped to advise you on that transition. We recommend that you call 1-800-MEDICARE to learn about your options.
You have the power to make the process easy. Reclaim can connect to your current coverage, analyze your healthcare needs, and find your ideal plan.
Look for an email from noreply@reclaim.health
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if you can't get registered and we'll just make a less personal recommendation.
Use your {{views.portal_login.login_data.name}} username and password. If you haven't registered an account with {{views.portal_login.login_data.name}}, first create an account at {{views.portal_login.login_data.register_url}}.
Validating your insurance portal credentials. This can take up a few minutes after we establish connection with {{carrier_current.name}} .
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Medicare Star Rating
What is a star rating?
Summing the premiums for the medical, pharmacy and Part B coverage.
What is part B?
Predicted expenses to you during the year that are likely to share in cost when you visit the doctor, fill your prescriptions, or seek any other covered healthcare service.
How did you come up with this?
This plan offers you additional benefits to help you take good care of yourself!
For most doctor visits, you pay a flat rate copay that depends on the nature of your visit.
Includes labs, imaging and radiology, and diagnostic procedures such as colonoscopy.
Includes procedures you get done in an outpatient setting such as carpal tunnel surgery or a cataract removal surgery.
For care you receive while staying at the hospital in an inpatient status. Note that you could be at the hospital, but not necessarily be considered as an inpatient stay.
Whenever you can, try heading to the nearest urgent care center, unless it is a life threatening situation.
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Drugs are full price until your ${{view.view_plcy.rx_deductible}} deductible is met. After the deductible is met, "initial coverage" pricing below applies. (Note the deductible amount reflects your personal spending.) No deductible applies. See the chart below for drug pricing.
Once TOTAL COSTS (your spending + plan spending) reach {{partd[policy_year].gap_threshold | ui-decimal('$0,000')}}, the gap coverage rates below apply. The gap coverage tier is sometimes called the "donut hole."
Once YOUR COSTS (your spending only) reach {{partd[policy_year].cat_threshold | ui-decimal('$0,000')}}, catastrophic coverage rates apply. At that point, you pay only 5% of all drugs.
Pick a healthcare scenario from one of the options below.
{{view.scenario.description}}
predicted cost out of your pocket
